My name is Abhinav Kumar. I come from a Middle Class, Nuclear Family. I have completed my M.A. in statistical Economics from Banaras Hindu University ,Varanasi and currently work in karnatka Bank last four years . My father is working in INDIAN OVERSEAS BANK a Nationalised bank as senior manager. My elder brother is also a banker and working in Development Bank of Singapore India ltd.My mother is House wife. We are only two brother & no sister in our family. We are Nucleus family and permanent resident of sheikhpura district of Bihar.Our annual family income is Rs26 to 27 lakh. Presently i am posted at ASANSOL Branch. My annual salary is in between Rs 5 to 5.50 lakh. I am a permanent employee with NPS Facility.